Details
Laadli Laxmi Scheme was launched on
6th July 2012 as one of the flagship programmes of the Department of Women
& Child Development, Government of Goa with the intention to address the
undesirable tendency of female foeticides and with an aim towards erasing the
general perception that the birth of a girl in the family is the burden on her
parents/guardian during her marriage. The objective of the scheme is to
financially empower the girl child to meet educational and other expenses on
becoming a major of age and to improve the female sex ratio in the State.
Benefits
For Unmarried Beneficiaries (beneficiaries who attain the age of
majority i.e. 18 years on or after 01-04-2012)
Financial Assistance of ₹ 1,00,000,
by means of a bank fixed deposit, jointly in the name of the Director (DoWCD)
and the applicant.
The fixed deposit shall be renewed
annually automatically on maturity, along with the amount of interest accrued,
till the date of claim by the applicant as per the scheme or until the age of
45 years whichever is earlier.
For Married Beneficiaries ( beneficiaries who have already
attained the age of 18 years before 01-04-2012 and are in the age group of 19
to 45 years prospectively from 1st April, 2016)
Financial Assistance of ₹ 1,00,000.,
by means of cash payment.
Eligibility
The applicant should be a Girl.
The applicant should be born in the
State of Goa OR should be a resident of Goa for the last fifteen years.
In case, the applicant is a resident
of Goa for the last fifteen years, she should have been educated in Goa for a
minimum period of 7 years (continuous).
The parental income of the applicant
does not exceed ₹ 3,00,000 per annum.
The applicant should qualify for ANY
ONE of the following three criteria:
a) At least one of the parents of the applicant
is born in Goa and is also a resident of Goa for the last fifteen years.
b) One of the parents of the applicant is
residing in Goa for the last twenty-five years.
NOTE: In case the applicant is an affected
person of Tillari Irrigation Project (a joint venture of the Government of Goa
and the government of Maharashtra) and was rehabilitated in the State of Goa,
her application shall be sanctioned if she produces a certificate issued by the
Collector, North Goa District relaxing the condition of 10/15 years domicile in
the State of Goa for various purposes for her family.
Application Process
Offline
Step 1: In the application form, fill in all
the mandatory fields, paste the passport-sized photograph (signed across), and
attach copies of all the mandatory documents (self-attest if required).
Step 2:The applicant should send the application
to:
Director, Directorate of Women And
Child Development, Panaji-Goa, 2nd floor, Old Education Building, 18th June
Road, Altinho, Panaji, Goa - 403 001.
NOTE: The application shall be submitted
within one year, from the date of attaining the age of 18 years or from the
date of Civil Marriage Registration. All applications received beyond the
specified period of one year shall be rejected.
Documents Required
1.
Birth Certificate (Self-Attested)
2.
Any document as proof (Self-Attested) of 15 years of residence of the
applicant in the State of Goa.
NOTE: In lieu of the Residence
Certificate, the previous School Leaving Certificate and the current Bonafide
Student Certificate issued by the recognized Educational Institution in which
the girl is presently studying can also be produced. However, in the case of
girls who discontinued education at the school level, the gap period i.e., from
the time of discontinuation of education till completion of 18 years of
age/marriage as the case may be, may be proved by the production of residence
certificate. In the case of graduates, the Certificates of passing of Xth,
XIIth and Graduation are adequate evidence.
3.
Residence Certificate of the Parent(s) (15 years or 25 years) as the
case may be.
NOTE: In lieu of the Residence
Certificate, any documentary evidence to prove the residence for the specified
period can also be produced which may include the:
(a) The land records i.e.
tenancy rights, mundcarial rights, occupancy rights, etc;
(b) Employment certificate;
or
(c) Any such records to the
satisfaction of the Committee.
(d) In case of a girl whose
father/mother is in service either with the State Government or the Central
Government or the public sector undertakings, in lieu of the certificate of
residence such applicant may produce the service certificate of 25 years issued
by the Head of the Department. However, the girl should be born in Goa and
should have studied in Goa up to class 10th.
4.
Birth Certificate of the parent(s).
NOTE: If no birth certificate is
available one of the following documents can be produced showing the details
namely the date and place of Birth of the parent(s):
(a) Baptism certificate;
(b) School leaving
certificate of the parent(s) etc;
(c) Any document which
establishes that one of the grandparents of the girl has lived in Goa around
the time of the date of birth claimed by the parent(s);
(d) Any such records, which
establish the date of birth of the parent(s).
5.
Aadhaar card (for the applicants after 01-04-2013). However, the
Government by separate Order may relax the requirement of producing the Aadhaar
card and such other certificate(s), for a further period of time, as may be
prescribed in the said Order.
6.
A Self-Declaration in the format as given in “Annexure II” to this
scheme.
7.
Annual Income Certificate of parents of the immediate previous financial
year at the time of submission of application, issued by the Competent
Authority. The Income Certificate shall include the annual income of the mother
and father of the applicant taken together and not the income of the family.
NOTE: If the applicant fulfils all the
criteria and has submitted all her documents required as per the scheme but is
unable to furnish her parent's documents due to the death of both parents, such
an application shall be sanctioned if the applicant submits her 15 years of
residence certificate and birth certificate along with death certificates of
both parents. Submission of parental income certificate in case of such
applicants shall be waived off.
Additional Documents
In case of those beneficiaries who
have already attained the age of 18 and above before 01-04-2012 and have
got/are getting married hereinafter, may apply along with the attested copy of
the Civil Marriage Registration Certificate (which may also include the first
registration certificate) provided the certificate is dated on or after
01-04-2012 only.
Frequently Asked Questions
How will the operation of the scheme
be conducted through the bank/financial institution? Can you explain the key
terms and conditions mentioned in the Memorandum of Understanding (MoU)?
A1: The operation of the scheme
through the bank/financial institution will be governed by a Memorandum of
Understanding (MoU), which outlines the terms and conditions related to the
bank account, fixed deposit account/certificate, interest accrual, payment authorization
procedure, and payment terms by the Government. The MoU also covers the process
of crediting the Government on closure of individual accounts.
Who Is Responsible For Deciding The
Eligibility Of Applicants Under The Scheme
The Committee responsible for
deciding the eligibility of applicants under the scheme consists of the
Secretary to the Government of Goa in charge of the Department of Women and
Child Development as Chairperson, a Social Worker appointed by the Government
as Member, an Additional/Joint Secretary to Government of Goa in charge of the
Department of Finance as Member, and the Director of the Directorate of Women
and Child Development as Member Secretary.
Are The Decisions Made By The
Committee Regarding Eligibility Final And Binding
Yes, the decisions made by the
Committee regarding eligibility are final and binding. The scheme does not
allow any appeal or request for reconsideration of the Committee's decision.
What Types Of Applications Are
Referred To The Committee For Decision
The Committee reviews applications
from girl children who are orphans, destitute children, born outside a
legitimate wedlock, adopted girl children, or any other cases that fall under
the objective of the scheme. If the application is made by the guardians or the
institutions/organizations taking care of the child, it is referred to the
Committee.
How Does The Scheme Address
Situations Where Applicants Are Unable To Produce Necessary Documents Due To
Their Parent's Opposition To Their Marriage
In cases where applicants are unable
to produce documents related to their parent's birth, residence, etc. due to
their parent's opposition to their marriage, such applications are placed
before the Committee for a decision.
Where Can Eligible Applicants Obtain
The Application Form For The Scheme
Eligible applicants can obtain the
application form (Annexure-I) from the designated Offices notified by the
Director of Women and Child Development or designated branches of the bank
concerned. The scheme strictly accepts applications in the specified format,
and reprographic copies or forms in any other format are not accepted.
What Happens To The Financial
Assistance In Case The Beneficiary Passes Away After Marriage But Before
Claiming The Benefit
In the unfortunate event of the
beneficiary's death after marriage but before claiming the benefit, the
financial assistance will be released to the parents. If both the parents of
the beneficiary have passed away, the assistance will be released to the
guardian whose name is mentioned in the Laadli Laxmi application of the expired
beneficiary.
Under What Circumstances Can The
Money Under The Fixed Deposit Be Withdrawn From The Bank/Financial Institution?
What Documentation Is Required For The Withdrawal Process?
The money under the fixed deposit can
be withdrawn from the bank/financial institution when the beneficiary produces
the withdrawal order/letter from the Director of Women and Child Development or
any other authorized official. Additionally, the beneficiary needs to
personally present herself before the bank officials for the withdrawal
process.
What Happens If The Beneficiary Does
Not Claim The Benefit Until Attaining The Age Of 45 Years
If the beneficiary does not claim the
benefit until attaining the age of 45 years, the fixed deposit will be closed,
and the amount, along with the interest accrued, will be credited back to the
Government. In such a scenario, no further assistance of any nature will be
provided to the concerned beneficiary.
What Are The Consequences For
Individuals Who Avail Financial Assistance Under The Scheme Based On False
Information Or By Concealing Material Information
Individuals who avail financial
assistance under the scheme by providing false information, submitting false
declarations, or concealing material information may face criminal prosecution.
In addition to any criminal prosecution, such individuals will also be debarred
for life from receiving any benefits or assistance under any other schemes of
the Government.
How Is The Scheme Being Implemented
Through The Bank/Financial Institution? Can You Explain The Process In Detail,
Including The Steps Involved In Executing The Memorandum Of Understanding
(MoU)?
The scheme is being implemented
through the bank/financial institution by executing a detailed Memorandum of
Understanding (MoU). This MoU outlines the terms and conditions governing the
operation of the bank account, fixed deposit account/certificate, interest
calculation, payment authorization procedures, terms of payment by the
Government to the bank/financial institution, and the process of crediting the
Government upon closure of individual accounts. The MoU ensures a smooth and
transparent process for handling financial assistance to the beneficiaries.
Can You Elaborate On The Committee
Responsible For Deciding Eligibility Doubts? How Does This Committee Ensure
Fairness And Impartiality In Its Decisions?
A12: The Committee consists of key
officials, including the Secretary to Government of Goa in charge of the
Department of Women and Child Development as Chairperson, a Social Worker
appointed by the Government as Member, an Additional/Joint Secretary to
Government of Goa in charge of the Department of Finance as Member, and the
Director of the Directorate of Women and Child Development as Member Secretary.
This multi-member Committee ensures fairness and impartiality in its decisions
by evaluating each case thoroughly and considering all relevant factors before
reaching a conclusion.
What Are Some Specific Cases That
Might Require The Committee's Consideration Regarding Eligibility Doubts? Can
You Provide Examples Of Scenarios That Fall Under The Scheme's Objectives?
The Committee reviews cases of girl
children who are orphans, destitute children, born outside a legitimate
wedlock, or adopted. Additionally, any other cases that align with the
objective of the scheme are also considered by the Committee. For instance,
situations where the applicant's guardians or institutions/organizations submit
the application due to specific circumstances are referred to the Committee for
a decision.
Are There Any Provisions For
Applicants Who Face Challenges In Producing Necessary Documents Related To
Their Parent's Background Due To Family Opposition? How Does The Committee
Handle Such Cases?
In cases where applicants are unable
to produce documents pertaining to their parent's birth, residence, etc., due
to their parent's opposition to their marriage, such applications are carefully
examined by the Committee. The Committee ensures a fair and compassionate
approach in evaluating these cases, considering the unique circumstances
involved.
Can You Provide More Information
About The Application Form (Annexure-I) And Its Issuance? Are There Specific
Designated Offices Or Bank Branches Responsible For Distributing The
Application Forms?
The application form (Annexure-I) is
serially numbered and issued by designated Offices notified by the Director of
Women and Child Development or designated bank branches. Applicants can obtain
the application form from these specified locations. It is essential to use the
correct format of the application form, as forms in any other format or
reprographic copies will not be accepted under the scheme.
How Does The Scheme Handle Situations
Where Beneficiaries Pass Away After Marriage But Before Claiming The Benefit?
What Measures Are Taken To Ensure The Rightful Recipients Receive The Financial
Assistance?
In unfortunate cases where
beneficiaries pass away after marriage but before claiming the benefit, the
financial assistance is released to the parents. If both parents of the
beneficiary are deceased, the assistance is provided to the guardian whose name
is mentioned in the Laadli Laxmi application of the deceased beneficiary. This
approach ensures that the financial support reaches the appropriate recipients
in such circumstances.
Sources And References
Guidelines CLICK HERE
